- We are a privately – run family owned vehicle finance company, founded in 1983.
- We are based in and named after Great Billing, Northampton.
- We offer hire purchase agreements to consumers throughout the UK.
- We focus on customers with non-standard credit profiles that may not fit the automated underwriting processes of other lenders.
- We are authorised and regulated by the Financial Conduct Authority.
- We are committed to reflecting and representing the diversity of the UK. We will not discriminate either at work, or through our recruitment process, on individuals’ age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex, and sexual orientation.
Why us?
We help you get where you need to be. We do this by working with you to provide vehicle finance.
Our values
We provide vehicle finance, but we do it the Billing Finance way.
We are responsible
We are conscious of our impact on people and the planet.
We care about you
We are kind and compassionate with our customers and with each other.
We work with you
We support financial well-being for our customers and the wider community.
About us
Our approach
- We assess customers’ ability to pay using a combination of automatic and manual underwriting means.
- We finance cars, motorbikes as well as light commercial vehicles and leisure vehicles.
- Most of our customers apply for finance through a network of trusted brokers.
- Customers can enquire about finance directly or call us.
Humble Beginnings
A growing business that gets you where you need to be by providing vehicle finance and support when you need us.
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It all begins
Billing Finance founded by James Mackaness – initially a general asset finance company.
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Putting the wheels in motion
Focus of the Company moved from general asset financing to vehicles, mostly in the local region.
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Branching out
Billing Finance entered the motorbike finance market.
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Moving on up
Expands coverage and offers finance to all customers nationwide.
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Growing together
Billing Finance employs 104 people including a strengthened senior management team.
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Celebrating
35 years.
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Here to support
Improved extra support function for our most vulnerable customers.
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Adapt and move
Continued with Hybrid working in a post covid environment.
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Celebrating
40 years.
The numbers
Numbers don’t lie, we value people.
3 days
15 Awards
1800+
